Kathy Christmas is a residential real estate specialist and property investment advisor who has a comprehensive understanding of the San Diego housing market. She helps her clients achieve their dream of home ownership by providing reliable and accurate information. A tenacious negotiator, Kathy always works to protect the best interests of her clients.

Born in Phoenix, Arizona, Kathy began her professional career in the United States Navy as an Aviation Electrician. It was the Navy that brought Kathy to San Diego, a city that to this day fills her with pride. After serving 10 years, she returned to civilian life in 2002, a small real estate firm convinced her that she had the entrepreneurial spirit to be an excellent REALTOR® . In 2004, she expanded her understanding of real estate when she signed on with Larry Cox of Cox Properties. In 2006, she received her Real Estate Brokers License. In 2007, Kathy left Cox Properties and established Gem Real Estate. After 20 years of being a Real Estate Broker, Kathy has many years of transactional experience, which creates a smooth transaction for her clients and a high level of communication needed for her clients to have a successful closing. You are in good hands when working with Kathy, and she is grateful for your trust. Kathy earned her Master in Business Administration in 2010.